We can arrange 95% loan for buying your home or residential investment property at most competitve terms. The 5% deposit can be saved deposit, can be borrowed or even taken as a gift. You should have a clean credit history and a stable strong income to service the debt. There are several options available and we will be happy to discuss with you.
Talk to us or enquire online.We will let you know what are best current options and what is best for your financial situation.
How can you raise Deposit/Margin Money?
Your deposit can be your saving or a gift. But for 95% lending mentioned above , it can be even borrowed. It can also be an available equity in another property which may be your own or someone else- like parents. Such a property is mortgaged to the lender and the owner/s of the property guarantee/s the loan extended to you for the amount of margin money. After a few years, generally five, when your loan amount reduces and home value increases, banks release the guarantee and remove mortgage from other property.
Call us or enquire online and we will reply all your queries to find a way out to arrange deposit.
Experts at Cherry Mortgage Solutions have latest information and understanding of all home loan products offered by different banks and second tier lenders. After understanding your situation, we will advise you suitable loan options which meet your needs and enable you t make informed decision.
Our job does not end here. We discuss with you and
» Negotiate and lock up best interest rate with bank. » Choose appropriate fixed interest rate term. » Negotiate minimal fee for your floating rate account. » Negotiate reimbursement of Solicitor’s Fee by lender. » Negotiate to get C Card Fee waived/reduced.
We work for a continuing relationship and come back to you from time to time. Of course we are available to you always just a phone call away. At the time expiry of fixed interest period we discuss with you various options available to get interest rates fixed again.
1. We are loan experts with twenty five years of bank experience in home and commercial lending.
2. We make your loan raising exercise hassle free.
3. We can examine and restructure your loan, cutting years off your mortgage and save thousands of dollars.
LARGE LOANS - Home, Business or Commercial Property
Quick, easy and best deal! That's how we are different as we know lending and have superb relations with big banks and second tier lenders.
When you need more than a Million dollar of lending some lenders can not help you. That's where Cherry Mortgage can help you and easily sort out the best Mortgage/ Commercial property Loan or big Business Loan to suit your requirements. We know the market and we know lending. Helping people meet their lending needs is all we do. We are experts and have latest information on what banks and other lenders are offering and can confidently advise you what is best deal for your situation. So why not call Cherry Mortgage on 09 625 3800 or 021 82 7575 or enquire online.You will see what we can do for you.
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Cherry Mortgage Solutions Ltd
P O Box 27 - 070 Mt. Roskill Auckland 1440 New Zealand